Insurance protection for your company.
Small business is the largest sector in the U.S. economy and it is important to protect your business with a business policy from Glenn Dean Insurance. As a small business ourselves, we understand the challenges of running a business and the frustration of looking for insurance for business insurance in DeRidder. Let Glenn Dean Insurance take the worry out &know you’re properly covered so you can focus on growing your business.
We offer insurance coverage for:
- General Liability Insurance
- Business Owners Insurance
- Commercial Property Insurance
- Worker’s Compensation Insurance
- Commercial Umbrella Insurance
Types of Business Insurance
Insurance coverage is available for nearly every conceivable risk you might encounter at your business. Like the risk, the cost and amount of coverage of policies can vary among insurers just as much. Which is why you called an independent insurance agent, Glenn Dean Insurance! We can shop multiple companies to save you time and money. You should discuss your specific business risks and the types of insurance available with one of our licensed insurance agents. Our agents can advise you on the exact types of insurance you should consider purchasing.
General Liability Insurance
Business owners can and should purchase general liability insurance through and independent insurance agency to cover legal hassles due to accident, injuries and claims of negligence. These types of insurance policies protect against payment due to the injured party as a result of bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure. Ask an agent at Glenn Dean Insurance about these coverages.
Product Liability Insurance
Companies that manufacture their own products, handle wholesale, distribution, or a retail product may be liable for its safety, which is why it is important to protect your company with a product liability insurance policy. This policy protects your business against financial loss as a result of a defect product that causes injury or bodily harm to a consumer. The amount of insurance you should purchase depends on the products you sell or manufacture. A t-shirt shop would have far less risk than a large manufacturer of household appliances. Call a licensed agent at Glenn Dean Insurance to discuss your options.
Professional Liability Insurance
Business owners who provide services to others should consider having professional liability insurance (also known as errors and omissions insurance). This type of liability insurance will cover your business against malpractice, errors, and negligence related to the service you provide to your customers of services to your customers. Depending on your profession, you may be required by your state government to carry such a policy. A web designers liability may be minimal, while a doctor or physical therapy clinic has a higher risk associated with their business.
Home-Based Business Insurance
Contrary to what many think, homeowners’ insurance policies do not generally cover home-based business losses or risks associated with running an at-home business. Some insurance carriers do allow you to add an endorsement to your existing homeowners’ policy to cover normal business risks such as property damage. However, homeowners’ policies only go so far in covering home-based businesses and you may need to purchase additional policies to cover other risks, such as general and professional liability.
For more information, consider visiting www.sba.gov and search for “insurance.”