Workers compensation in Louisiana coverage pays for medical care and physical therapy for employees that are injured as a result of working for your business. This coverage also pays for lost wages while the employee is unable to work. This coverage can protect your business from a lawsuit.
Workers’ compensation in Louisiana is a type of insurance that provides wage replacement and medical benefits to employees injured on the job in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for negligence.
It is important to talk to your licensed insurance agent at Glenn Dean Insurance Agency about differences between an existing workers’ compensation policy and ones in the state of Louisiana. Workers’ compensation functions in many ways. It can act as a form of disability insurance, compensation for economic loss, reimbursement of medical expenses, benefits payable to dependents of someone who may have been killed and more.
General damages such as pain and suffering and punitive damages for negligence are generally not covered by workers compensation.
If your business would like more information on Workers’ Compensation Coverage in DeRidder, Dequincy or Oakdale or anywhere in the state of Louisiana, please call us today at (337) 463-2000