Affordable Commercial Auto Insurance in Louisiana and Texas
Whether you’re shopping for Commercial Auto Insurance, Truck Insurance or looking to talk to an agent about your commercial options, you’ve come to the right place. We’ve been a commercial auto agent for years and have the experience to save you time and money on your commercial insurance needs. We also represent companies to ensure you get back on the road timely so your business isn’t held up in the unfortunate event of a claim.
Commercial Trucks We Insure
From private carrier insurance, owner operator insurance or motor carrier insurance, we have a company that can help you out and represent carriers who insure:
Need Truck Insurance Filings?
We know filings can be confusing but they are critical to running your business. That’s why we’ve partnered with companies, like Progressive, who offer commercial truck insurance state and federal filings assistance. An insurance filing is a guarantee to the government that you have sufficient truck insurance protection for your vehicle. We also have many other companies who make the filing process easy. Talk to an agent today about insuring your commercial auto vehicle.
Understanding Commercial Auto & Business Insurance
Running a small business involves a significant investment in both time and money. Business insurance will protect your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. Unless you have employees, business insurance is generally not required by law, however, it is common practice to purchase enough insurance to cover your assets. If your business is an LLC or a corporation, your personal assets are protected from business liabilities; however, neither business structure is a substitute for liability insurance, which covers your business from losses.
Your state government determines insurance requirements for businesses. Most states require businesses with employees to pay for workers’ compensation insurance, unemployment insurance, and state disability insurance. Your state may require insurance of specific business activities. For example, if you own a car or truck and use it for business purposes, you may be required to purchase commercial auto insurance. Finally, your financial lender or investors may require you to maintain life, business interruption, fire, flood or other types of insurance to protect their investments.*
*Information provided by www.sba.gov