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Home Insurance

How to Avoid Decor Disasters – Holiday Edition

How to Avoid Decor Disasters – Holiday Edition

There is no escaping it now, the holidays are upon us. No matter how you celebrate, you have likely added some holiday décor to your home. Lights, candles and festive plants add a wonderful, warm ambiance to areas of your home but take some extra steps to […]

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Keep your gathering free of holiday safety issues!

Keep your gathering free of holiday safety issues!

Planning on hosting a Thanksgiving feast this year? While you are busy getting the ingredients, décor and all the last minute details put together, don’t forget to think about some of the safety issues that surround hosting a gathering. Holiday Safety Issues in Louisiana: The food: No […]

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Does my home or auto insurance cover hail damage?

Does my home or auto insurance cover hail damage?

Spring and summer bring wonderful warm (sometimes hot) weather. With that warmer weather, the potential for thunder and hail storms increases. According to the Insurance Information Institute, the U.S. saw more than 5,450 hail related weather events in 2013. While thunderstorms may rattle your windows a bit, […]

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Identity Theft: An Unfortunate Reality

Identity Theft: An Unfortunate Reality

It has been all over the news lately: data breaches at major retailers have been potentially compromising shoppers debit and credit cards. While your banking institutions and credit card issuers do offer some protection against fraudulent charges to your accounts, did you know that your homeowner’s insurance […]

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Replacement cost vs. Actual cash value – What does that mean?

Replacement cost vs. Actual cash value – What does that mean?

An insurance policy’s usefulness is determined by the policy language used. Specific policy language determines what is covered, what is excluded and the amounts covered under the policy. Reviewing your insurance policy language every now and again may be helpful in the event of a claim, as […]

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Homeowner’s Insurance – Don’t let thieves steal your holiday

Homeowner’s Insurance – Don’t let thieves steal your holiday

As the countdown to the holidays and NYE approaches, undoubtedly you’ve got some new gadgets, toys or jewelry around the house. Thieves know this. While you are off enjoying a holiday gathering, vacation or party, thieves could be helping themselves to your things. Taking a few extra […]

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Homeowner’s Insurance in Louisiana – Don’t let your home be a house of horrors

Homeowner’s Insurance in Louisiana – Don’t let your home be a house of horrors

Time to break out the conical hats, black cat decorations and the pumpkin seeds; Halloween is on its way! Whether you intend to go all out and build a spooky scene in your front yard complete with a giant spider and web or if you plan to […]

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Winterize your home in Louisiana to help avoid homeowners insurance claim

Winterize your home in Louisiana to help avoid homeowners insurance claim

The weather is starting to change, we are entering those warm days of fall where the mornings are brisk and the afternoons are warm. The leaves are starting to turn orange and yellow here in Louisiana, the kids are back in school and it will soon be […]

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Protection for a Rainy Day: Flood Insurance in Louisiana

Protection for a Rainy Day: Flood Insurance in Louisiana

Typically when we think of things like wildfires or snowstorms, we confine them to seasons. Not all natural disasters are season specific and events like massive rainstorms can occur with the right conditions any time of year. Keeping a flood insurance policy, even if you are not […]

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Basic home disaster preparedness kit in Louisiana

Basic home disaster preparedness kit in Louisiana

No one wants to think that they may be stuck in their home during a natural disaster, but the reality is natural disasters happen in every state in our country. During a natural disaster, keeping your family safe and comfortable is a top priority and having a […]

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